Under the revised policy, FHA will require purchasers to be financially capable of handling the mortgage, and underwriters will look hard at appraisals. But the agency no longer will rule out insuring a mortgage simply because title to the property had changed hands within the previous three months.
Investors and property disposition firms who work with lenders’ “REO” departments can play key roles in returning abandoned and damaged houses back to productive use.
But without dependable financial takeouts — affordable mortgages for buyers whose credit histories may be imperfect — their jobs are much tougher.
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Posted in Home Mortgage on Apr 28th, 2010
Before making a decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk. And remember, failure to repay the amounts you’ve borrowed, plus interest, could mean the loss of your home.
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Posted in Home insurance on Apr 5th, 2010
Process is fast, easy, and free! Simply enter your basic information into online forms (your information will be kept safe on secure servers and never used for any purpose other than providing your insurance quotes). After you have completed short online questionnaire, you will be matched with local agents in your area who can provide additional quotes, answer any questions you may have about coverage, and assist you in every step of the buying process.
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Posted in Home insurance on Mar 17th, 2010
ith your Homeowners coverage, your house and separate structures on the premises (sheds, detached garages, etc.) are covered for almost any type of damage except for a few exclusions listed in your policy.
Find out more about home rebuilding costs. Make your home safer and possibly save money on insurance costs.
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Posted in Home insurance on Mar 8th, 2010
If you are considering buying a stand-alone house or renting, discover the benefits of a homeowners or renters policy.
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Posted in Home insurance on Feb 24th, 2010
We understand that no two customers have the same insurance needs. We’ll work hard to give you the best coverage combination to fit your lifestyle and budget. Please contact your local agent for more information on renters insurance.
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Posted in Home insurance on Jan 3rd, 2010
Enjoy the benefits of Homeowner’s liability insurance even if you rent or own a condominium. If you rent or own a condominium, you still need coverage for your household contents and personal belongings and personal liability. There are specific policies designed for those who rent or own condominiums.
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Posted in Home Mortgage on Dec 18th, 2009
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